OFW Journals (OFW Stories on the News) and Some OFW Employment, Career & Business Tips

Insurance and Health-Care Program Benefits

a. Life/Accident Insurance

A member is covered with life insurance for the duration of his employment contract. The coverage includes P100,000.00 for natural death and P200,000.00 for accidental death.

b. Disability and Dismemberment Benefits

A member shall be entitled to disability/dismemberment benefits ranging from P2,000.00 to P50,000.00.

c. Total Disability Benefit

In case of total permanent disability, a member shall be entitled to P100,000.00

d. Burial Benefit

A burial benefit of P20,000.00 shall be provided in case of the member's death.

Basic Requirements for Life Insurance, Disability, Dismemberment and Burial Benefits:

1. Passport (for Land-based OFW)
Seaman's Service Record Book (for Sea-based OFW)
2. Certificate of Membership issued by the OWWA Membership
Processing Center (MPC)
3. OFW/Seaman's undertaking executed by claimant (for Death claim)

Documentary Requirements for Life Insurance Benefits:

1. Original Death Certificate issued by Local Civil Registrar (LCR) or
Authenticated by National Statistic Office (NSO) or Foreign Death
Certificate for OFW who died abroad and accident report for death due to accident
2. Burial Permit
3. Official receipt of funeral expenses
4. ID picture of claimant (2 pieces
5. Any of the following applicable documents certified by LCR

NSO:
-Marriage certificate - if claimant is the spouse
-Birth certificate of OFW - if claimant is the mother or Father
-Birth certificate of child and death certificate of deceased
spouse, if claimant is the child

In the absence of birth/marriage certificate, the following must be submitted:

1. Certificate from LCR that fact of marriage/birth is not recorded in the civil registry
2. Baptismal/marriage certificate certified by the Parish priest /office
3. Affidavit of two (2) disinterested persons re facts of birth / marriage
and claimant's relationship to the deceased

Documentary Requirements for Disability Benefit

1. Foreign medical certificate
2. Medical certificate issued by the local attending Physician with medical examination procedure, e.g., X-ray, biopsy, ultrasound, laboratory, etc.
3. Accident report for accident related cases

Releasing Requirements

Any 2 (original and valid copy) of the following:

1. Passport
2. Office ID
3. Postal ID
4. Driver's license
5. Original NBI clearance
6. Senior Citizenship ID

More and updated info at OWWA's Official Website